Grievance Redressal Mechanism

Channels for lodgement of Query / Request / Complaint

Speel Finance Company Private Limited ("the Company" or "Speel") is committed to conducting its business with utmost integrity, honesty, and adherence to the highest ethical standards in all dealings with its customers.

Purpose

The Grievance Redressal Policy is designed to:

  • Foster a customer-centric environment and ensure unwavering compliance with all regulatory standards.
  • Enhance overall customer satisfaction by providing clear, effective mechanisms.
  • Systematically receive, register, and resolve the complaints and grievances of its customers with respect to the Company's products and services.

Grievance Redressal Mechanism of the Platform

1

Customer Support

Any customer having a query/request/complaint with respect to the product and services offered by Speel Finance Company Private Limited (hereinafter referred to as 'the Company') may write to the Company's customer support through any of the following channels:

If you are unsatisfied with the customer support or your issue has not been handled satisfactorily, you may reach out to the Grievance Redressal Officer.

2

Grievance Redressal Officer

Customers are requested to first raise their concerns through any of the channels mentioned above in customer support. And if the same is not resolved within 14 days or if the customer is not satisfied with the solution provided by the customer support, then the customer may follow below escalations for resolving any issue:

Ms. Annie Kaur Dhanjal
Grievance Redressal Officer

The Grievance Redressal Officer may be reached on the number provided above anytime between 10:00 AM and 7:00 PM from Monday to Saturday (except public holidays) or through the E-mail address mentioned above. The Grievance Redressal Officer shall endeavour to resolve the grievance within a period of 14 (fourteen) days from the date of receipt of a grievance.

3

Principal Nodal Officer

In case the complaint is not resolved within a period of 14 days or if the customer is not satisfied with the solution provided by the grievance redressal officer, then the customer may approach to the 2nd level of escalation as per the details mentioned below:

Mr. Augustin Babu
Principal Nodal Officer

What details need to be provided

Customers are requested to necessarily provide necessary loan details i.e. Loan Account Number, Details of Feedback / Suggestion / Complaint and registered Contact Information including phone no. & e-mail ID while lodging communication with the Company.

When to expect a reply

The Company shall endeavour to address/respond to all queries/grievances within reasonable time and keep the customer informed about the status of their complaints. Each customer's query/complaint being unique in nature, may take up to 14 days for complete resolution after investigation.

Other Channels

In case the Customer does not receive any response from the Company or if the Complaint / Grievance is not resolved within a period of 30 days from its date of receipt, the Customer may approach the Consumer Education and Protection Cell for Redressal with Reserve Bank of India at the following address:

Officer-in-charge,
Reserve Bank of India,
Regional Office, DNBS, Third floor, opp. Mumbai Central Station,
Byculla, Mumbai – 400 008

A complaint can also be lodged through the following portals:

RBI CMS Portal Visit Portal
SACHET Portal Visit Portal