Personal Loan

The Personal Loan is the best solution to all your loan requirements. Get as low as ₹500 up to ₹10,000 whenever you need it. Customize your loan to suit your requirements and choose a simple repayment plan to pay it back at your convenience.

  • Interest = 3% per month
  • Processing fee = Rs 30 / 60 / 120 (depending on loan amount)
  • Penal charges = applicable per day of default (Annualised penal charges are informed to you before signing the Loan Agreement)

Features and Benefits

A loan as flexible as your needs

100% Online Process

Loans From ₹500 to ₹10,000

24/7 Availability

Short Term Loan

Loan Disbursal in Few Minutes

Get Personal Loan in a Few Simple Steps


Sign up using mobile number.


Upload required documents.


Verify your profile by uploading KYC, PAN details.


Provide Bank Account Details.


Choose Your Loan Amount and Tenure.


Get loan disbursed directly into your bank account.

Documents & Eligibilty

Documents to get eligible for Personal Loans

Personal Details

Verified Email

Address Proof (Aadhaar)

Identity Proof (PAN)

Video KYC

Age Limit: 18 - 30 years

Purpose and Uses of Personal Loans

Find the loan that's right for your unique needs









Other Loan Products

A loan for every unique need.

Loans for Salaried

In this catagory we only provide loans to the Salaried Professional with a bigger Credit limit

Loans for Self-employed

In this catagory we only provide loans to the Self-Employed Professional with a bigger Credit limit just like Salaried

Get eligible for your Personal Loan today!

Documents to get eligible for Personal Loans

Our Reviews

“Pocketly is very nice and good application, It's very useful and helpful for this application I like it so much.“

Noor Ali

“One of the best application for online provide instant loan in India and super app and very best service in this app i really like it.”

Vivek Pathan

“ One of the best apps for small loans. Very easy to use and minimal fees compared 5o other apps. Even the app is great. No payement failures or late updating. Awesome experience.”

Satvik Vishwakarma

“I love this app. Helps in money requlation. Always helps when in need. Also, partial repayment is very useful.”

Abhishek Choudhary

“Awesome experience!! Thankyou pocketly. The best ever financial app for students or anyone . And the repay options are awesome Its just woww.”

Amit Agarwal